The Alfouz draw account is a non-interest-bearing savings account that offers cash prizes as a monthly salary-based payout for winners.

• Weekly Draws: KD 1,000 monthly salary for 12 months with a total of KD 12,000
• Monthly Draws: KD 2,000 monthly salary for 12 months with a total of KD 24,000
• Quarterly Draws: KD 3,000 monthly salary for 36 months with a total of KD 108,000
• Semi-Annual Draws: KD 5,000 monthly salary for 60 months with a total of KD 300,000
• Annual Draws: KD 5,000 monthly salary for 120 months with a total of KD 600,000

• Kuwaitis and non-Kuwaitis
• Individuals only
  
  

To be eligible to enter the draw, the minimum opening balance is KD 200.

• Weekly, monthly and quarterly draws: Entries are based on the average monthly balance of the previous month.
• Semi-annual and annual draws: Chances are cumulative based on the average balances held during the preceding months of the year.
• Every KD 10 in the account is equal to 1 entry.
  
  

Yes, draw entries are capped at 100,000 entries per account.

All entries for prior months in the draw schedule are aggregated in the semi-annual and annual draws.

The Bank will credit the prize amount monthly into the customer's Alfouz draw account according to the value and duration of the prize.

• Winners of the mega draws (quarterly, semi-annual, and annual) will be excluded from future mega draws but will remain eligible to enter the weekly and monthly draws after 90 days.
  
  
• Winners of the weekly and monthly draws will be exempted from draws for the next 90 days but will remain eligible to enter the mega draws (quarterly, semi-annual, and annual draws).
  
  
• Previous draw winners with total cumulative winnings exceeding KD 50,000 at any time will not be eligible for any draw entries for a period of 12 months starting from the date of the most recent win.

Yes, the customer will still be eligible to enter the Alfouz draws.

• ABK customers can easily open an Alfouz draw account through Online Banking or the ABK mobile app.
• Interested customers may also visit their nearest branch or call Ahlan Ahli 1899899 for assistance.

A minimum balance of KD 200 needs to be maintained in the Alfouz draw account. If the minimum balance falls below KD 200, a fee of KD 2 will be charged.

Yes, a debit card is issued with an Alfouz draw account.

No, salary transfers are not permitted in the Alfouz draw account.

• External auditors have been appointed across all banks in Kuwait to oversee the draw process.
• Enhanced controls have been implemented to minimize winner repetition.
• The system has been developed to ensure full randomness, exclusions, and complete transparency.

• Mega draw winners (quarterly, semi-annual, and annual draws) will be exempted from any future mega draws for period of 90 days. However, they will still be eligible to enter the weekly and monthly draws.
  
  
• Previous draw winners with total cumulative winnings that exceed KD 50,000 at any time will not be eligible for any draw entries for a period of 12 months starting from the date of their most recent win.

Yes, you will be eligible to enter the back-dated draws for periods between April 2025 – March 2026 as long as you meet the rules and draw criteria of the draws during that draw month.

Yes, only fraud nationality withdrawals will be excluded from all back-dated and future draws.

You are required to visit the branch and re-open an Alfouz draw account in order to have your draw prize credited into the account.