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Help & Support
FAQ
Loans
A consumer loan is available to meet personal needs, while a housing loan can be used to purchase, build or renovate a home.
- Consumer loan: Up to KD 25,000
- Housing loan: Up to KD 70,000
- Consumer loan: From one to five years
- Housing loan: From one to 15 years
Applicants must be at least 21 years old and must not be older than 70 at the time the loan matures.
- Salary certificate
- Salary continuation certificate
- Valid Civil ID
- Military ID for employees of the Ministry of Interior, Ministry of Defence or National Guard
ABK and non-ABK customers, including expatriates, may apply, subject to the Bank’s credit policy.
Yes. The processing fee is 1% of the loan amount. Budgeting should be allotted for additional fees such as land registry, administration fees, and broker fees.
No, this will be considered on an individual case basis.
Minimum of 30% of Property Value.
All properties must be pre-approved by ABK UAE. The pre-approved list includes the leading UAE developers. Off plan properties will not be considered.
Your monthly payments will be calculated and debited from your account in Kuwaiti Dinars and paid in UAE Dirhams.
Two independent valuations of the property are mandatory. The finance amount is calculated by the lender based on the valuation amount provided by the valuators.
