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Terms & Conditions
Salary Transfer Promotion | Terms & Conditions
- The Salary Transfer Promotion is offered for Kuwaiti and Expatriate customers who work in the public or private (listed company with ABK) sector and open an ABK’s Salary Transfer Account – or Prestige or Al Raed salary transfer account, hereon referred as ‘ABK Salary Transfer Account’.
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When a new Kuwaiti customer transfers their salary to ABK’s Salary Transfer Account, they are entitled to the below benefits in accordance with the terms and conditions determined by the Bank:
- KD1,000 ‘Cash Gift’ for salaries above KD1,000
- KD500 ‘Cash Gift’ for salaries above KD400 - KD999
- A chance to win a GMC YUKON car in the quarterly draw
- Free Visa Signature credit card for life
- Non Kuwaiti customers (new and existing) transferring their salaries to ABK will be eligible to enter the quarterly draws to win one of four GMC Yukon vehicles.
- The promotion is only valid for “new” customers. A “new” customer is defined as the following: A customer who opens a new ABK Salary Transfer Account and whose first salary is transferred to ABK and existing customer with no salary transfer for one year and started transferring their salaries both during the promotional period and related ABK terms & conditions.
- Salary has to be transferred to an ABK’s Salary Account under specific salary transfer codes of the bank, else these salary credits will not be eligible for the draw.
- Credit of Salary by Cash or Cheque will not be eligible for the draw.
- To be eligible for the Salary Transfer Promotion, Non Kuwaiti customers will need a monthly salary of KD 600 and above. Kuwaiti customers will need a monthly salary of KD 400 and above to be transferred to the Bank.
- Customer’s salary must be transferred to ABK for a period of not less than 24 months to take advantage of the mentioned benefits. Otherwise, the customer is deemed to be in breach of the terms and conditions of this offer and is obliged to refund the ‘Cash Gift’ received as a benefit.
- The ‘Cash Gift’ will only be credited 10 days after the credit of the first salary into the Salary account.
- The customer undertakes to transfer his/ her salary to their salary account and continues to maintain their salary as to be eligible for the free card for life, and if his/her salary is transferred to another bank, he /she will refund the annual card fees and allow the bank to deduct these fees from their account in ABK.
- Customers should have transferred 2 consecutive salaries before the quarterly draw to be eligible for one chance.
- New customer must complete/submit all required documents within four months from the date of salary transfer and if he/she does not complete the required documents within the specified period, the customer forfeits the right to claim the benefits of the salary campaign without the Bank being held responsible.
- Kuwaiti/Non-Kuwaiti customers (new or existing) transferring their salaries to ABK will be eligible to enter the quarterly draws to win one of four GMC Yukon vehicles.
- The quarterly draws will be held and announced in the presence of a representative from the Ministry of Commerce.
- The car prize cannot be replaced or exchanged for cash.
- The winner agrees to attend the prize distribution ceremony that ABK might arrange and publicize winners name &/or photograph, in the media/advertisements and as deemed appropriate by the bank.
- Customers who have closed their accounts prior to the draw date or are of dormant accounts, will not be eligible for the draw.
- All ABK (and affiliated) employees are not eligible for the promotion.
- Al Ahli Bank of Kuwait reserves the right to stop, cancel, or change the aforementioned offer/promotion/benefits without stating the reasons and without holding any financial or emotional responsibilities pertaining to the customer.
- All other related ABK Terms and Conditions apply to this promotion.
- This promotional campaign is valid until December 31st, 2024.
- Customer acknowledges and accepts the above terms and conditions and confirms receiving receipt of a copy.
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