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A licensed financial institution regulated by the Central Bank of the UAE
Al Ahli Bank of Kuwait - UAE Branches

Aani
Instant Payments Service
Introducing Aani, a simple & faster way to move money using UAE mobile numbers.
The Central Bank of the UAE has launched Aani, an instant payment platform operated by
Al Etihad Payments based on highest international security standards for offering fast,
convenient, and secure way to transfer funds instantly.
Instantly Send and Receive Money Within the UAE
Available 24/7, 365 days of the year. Aani facilitates sending, requesting and receiving money within the UAE instantly.
When enrolled with Aani services, you will be able to:
- Use a mobile number or email address to send, request and receive money
- Pay or get paid using QR codes
- See money arrive within seconds

Instant Payments: Send money to individuals or pay businesses in just a few steps

Request Money: Easily request money from your contacts using their mobile numbers or email addresses

Split Bill: Conveniently split a bill with others by simply showing a QR code or by sending a request to your contacts

QR Code Payments: Experience effortless payments by scanning QR codes and transferring money in seconds

Manage Requests: Manage pending requests with the option to accept, decline or cancel
Security
Safe, easy and secure transactions to any bank account in the UAE
Domestic Transfers Only
Aani enables domestic transfers exclusively between accounts held at licensed financial institutions or payment service providers in the UAE in Emirati dirham (AED).
Authorization
Developed using the latest technology and security tools, Aani ensures that payments are executed securely with authorization to be executed through biometrics authentication or PIN.
Customer Care
Our customer care number +971 4 607 5555 is here to support customers who believe their account has been hacked, or a payment has been initiated without authorization.
How to Register for Aani
- Log in to ABK UAE Retail Online Banking
- Navigate to Service Requests > New Service Request > Enroll for Aani
- Select your primary account to be used in Aani
- Review and confirm your request
- Accept the Terms & Conditions and click 'Submit'
- Enter OTP and click confirm
- Download the Aani App from your App Store (iOS) or Play Store (Android)
- Enter your mobile number and verify it using the received SMS code
- Select Al Ahli Bank of Kuwait KSCP as your account provider
- You will be redirected to ABK app for authorization
- Confirm the authorization request
Congratulations, you are now registered for Aani!
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